To comprehensively address veteran housing instability, policymakers must expand their focus beyond affordability and homelessness to include housing preservation and accessibility. By supporting essential home repairs and modifications, we can ensure aging veterans are able to safely and independently remain in the homes they already have.
Critics argue that the 21st Century ROAD to Housing Act fails to address the root causes of the housing crisis and relies too heavily on demand-side subsidies instead of boosting supply. They emphasize that the bill must be amended to preempt local zoning barriers and mandate affordable lending for manufactured homes, or it risks perpetuating the very problems it claims to solve.
UAD 3.6 is not just a routine back-office update, but a fundamental shift in how appraisal data is structured, delivered and evaluated. By preparing early, forward-thinking lenders can use this transition as a strategic opportunity to audit their current workflows and eliminate long-standing inefficiencies.
Asset managers are using security to cut risk, as insurance costs rise, with research citing fewer incidents and up to 20% premium cuts.
First-time homebuyers are being structurally locked out of the market by soaring income requirements and moving-target down payments. Because real estate operates as a chain of sequential transactions, this missing entry-level buyer is the root cause of today's frozen inventory and stalled volume.
A “poor man’s 1031 exchange” uses cost segregation and accelerated depreciation on a new purchase to offset taxable gains from a sale in the same year. The approach can defer taxes but is constrained by timing, passive loss rules, and depreciation recapture.
Lenders often mistakenly treat loan officer productivity as an individual trait, overpaying for top producers while ignoring the structural and operational factors that actually drive those results. By redefining productivity as an outcome of market alignment and investing in mid-tier originators, institutions can reduce costly turnover and achieve more sustainable, long-term growth.
A Las Vegas Realtor says social media now drives 100% of her pipeline, including 5 closings from a 320,000 view video.
Audit your CRM, re-engage the last 12 months of non-closers, and run A, B, C cadences to lift conversions without new leads.
Many professionals experience "AI paralysis" from being overwhelmed rather than skeptical of the technology's potential. To overcome this barrier, individuals should ignore large-scale transformation and simply start by using AI to solve immediate, everyday friction points in their workflows.
While most homeowners use a reverse mortgage to eliminate their monthly payments, adjustable-rate HECMs offer the hidden flexibility of making voluntary prepayments without penalty. These optional payments not only shrink the loan balance and build home equity, but they also increase the available line of credit dollar-for-dollar, providing retirees with valuable future liquidity.
The CHAOSS project has spent the last eight years writing down careful, implementation-agnostic definitions for the things people measure about open source projects: how many issues get opened, how long they take to close, how many distinct people commit, how stale the dependencies are. The point of writing them down is that two dashboards computing “issue response time” should at least be…
Darryl Davis urges CMLS to launch an MLS-controlled alliance by Sep 29, after four Compass MLS deals and a Zillow antitrust suit.
Agents can lose about $16,000 a month when 10 leads go unanswered and 20% would have converted, at $8,000 per closing.
Clients are choosing real estate agents based on listening, candor, and steady follow-up, as uncertainty raises the bar for service.
While the mortgage industry has long celebrated having endless software integrations, these complex connections often create hidden dependencies and inefficient workflows. The future of mortgage technology relies not on duct-taping more systems together, but on building a single, coherent platform based on true partnerships.
Google pilot is live in 8 markets, routing listing leads via ComeHome, raising questions on broker data use and future fees.
As Florida homeowners face an escalating property insurance and affordability crisis, access to accessible financing like R-PACE is essential for funding critical, storm-resilient home upgrades. Federal regulators must roll back restrictive red tape to preserve these low-risk financial tools, ensuring families have the resources they need to protect and keep their homes.
In 2026’s Year of the Fire Horse, some buyers weigh feng shui cues like entries, kitchens, stairs, and numbers alongside price.
As private exclusives grow, AI-driven search could reduce friction and weaken listing silos, shifting agent value toward trust and advice.
A buyer’s agent says a listing agent required a specific compensation form and demanded the buyer agreement, raising antitrust and ethics issues.
As many in the title industry already understand, the conversation around technology selection has become fairly sophisticated. Agents and owners are asking sharper questions before signing contracts, doing more due diligence on vendors and thinking more carefully about implementation timelines and staff readiness. All of that is real progress.
Checklist for AI generated MLS remarks, avoid buyer profiling, remove coded terms, verify facts and add a required human approval step.
Tokenized equity could fund down payments, change PMI use, and lower HELOC-like borrowing costs if the Clarity Act passes.
Ditch the slide deck, lead with diagnostic questions, then recommend a pricing and timing strategy built for the seller.
Homeownership is one of the most powerful wealth-building tools this country offers, and my path into the mortgage lending industry is an unlikely story that I could not be prouder to tell. In 2006, I was a methamphetamine addict living in an abandoned house, likely due for demolition, in Akron, Ohio. I had burned practically every bridge available to me. The mortgage industry was not on my…
People can sense when unedited AI is being used as content. Let me show you what I mean. Here's what happens when someone plugs "write about mortgage marketing trends" into one popular AI tool without a second thought:
Compass, Anywhere, Real, REMAX, and eXp deals signal platform consolidation, shifting lead routing, retention and embedded mortgage.
If you want to understand where the mortgage industry is headed, spend a few days listening to lenders at gatherings like ICE Experience, HousingWire’s The Gathering or Texas MBA’s annual convention when they are not presenting, not pitching and not on panels. Spend time in the hallways. At the booths. In the quiet conversations between meetings. That is where the real story emerges.
Greg Hague says state regulators handle fair housing, and argues private listings do not require MLS policing of agents.