Red Social Security card sinking in the ocean under waves

The Triple Lock determines how much the State Pension rises each year, but growing costs and an ageing population are putting the policy under increasing scrutiny.

You spent decades mastering your career, hobbies and savings. Now comes the hard part: learning how to be a novice all over again.

A leading think tank has renewed calls for the State Pension triple lock to be replaced with a less generous earnings-based system, although pension experts warn any changes must protect retirees' financial security.

It is modernity’s hardest brag: In a single century, the average human life­span more than doubled. A generation terrorized by tuberculosis, scarlet fever, and cholesterol now lives in the memory of one that reasonably expects—with a little discipline and a common prescription or two—to surpass the ripe Old Testament mark of 70 years, perhaps by decades. In just a few years, Americans older than…

If you're lucky enough to have both a pension and a $1 million nest egg, your biggest threat isn't running out of money — it's not fully using what you have.

As SpaceX, OpenAI and Anthropic head toward massive public listings, retirees should avoid the hype and focus on a disciplined, diversified financial plan.

Retirement isn't just about playing it safe. It's about having a plan that manages taxes, protects cash flow and keeps your portfolio aligned with your goals.

Organizing your financial, digital and legal affairs and talking openly about your final wishes is one of the most loving gifts you can give your family.

It's common for retirees to struggle with mental health and the "blahs." Here are six ways you can break free, according to the experts.

Golden Visas can help protect wealth, family and business operations by establishing a reliable backup residency and, often, a path to dual citizenship.

The financial professionals who contribute to Kiplinger's Adviser Intel regularly write about annuities.

Anchoring your retirement plan to short-term inflation is the financial equivalent of a gas tank running on empty — it works great until it leaves you stranded.

You might hope for an easy transition, but your children could have different ideas about who gets what. Talking about it early could head off divisions.

Life events can wreak greater havoc with finances than any market downturn. Here are some pointers on holding "that" conversation with your loved ones.

In our retirement advice column, Wealth Wise, we help a couple weigh whether to lend their son $180K for his tuition or protect their savings.

Reframing splurges as "intentional reallocation" of money can help you overcome spending anxiety and enhance your quality of life. Here are some suggestions.

Annuities have costs and limitations, but also serve a real purpose for some investors. Before dismissing them as a retirement option, find out how they work.

Want to spend your hard-won retirement savings but feel guilty about it? Don't. If you can answer these three questions, you have permission to splurge.

Most of these tax surprises are avoidable, but many retirees aren't ready for the shift in how and when taxes show up in retirement. These strategies can help.

When financial choices never feel settled, the issue often isn't the plan itself, but how your priorities, emotions and mindset shape the way you stick with it.

You can help protect your retirement by focusing on the one factor you can control — the unexpected costs of investing. Here's what to consider.

"If you're looking for a long retirement don't pay off the mortgage early, invest that money. Everybody can have an outside investment account," said Art Stein.

Beyond their iconic pitch rivalry, Lionel Messi and Cristiano Ronaldo share a surprisingly similar outlook on life. Here are 10 quotes that define their legendary careers.

Don't put off money conversations with your heirs. Financial education needs to start early, with hands-on opportunities to learn and make mistakes.

After a lifetime running a business, spending hours on the golf course, or any other hobby, sounds like a dream retirement. In reality, boredom will soon set in.

Some drug prices are falling, other costs are climbing, and new rules abound. Here's what you need to know.

Retirees are nearly £1,300 better off thanks to the State Pension Triple Lock but a frozen Personal Allowance means millions could now be dragged into paying income tax.

Pension Credit claims can be backdated by up to three months and unlock access to other financial support.

Generation Jones came of age during rising inflation and an oil crisis, so it's back in the cockpit for these digital pioneers as they navigate retirement.