Unlock Technologies closed a $358.5 million home equity agreement securitization, the largest HEA deal of 2026, attracting investor demand.

ICE says Q1 2026 equity withdrawals hit $47B, second liens pulled $25B and refinance-incentivized buyers fell to 1.8 million in May.

Achieve raised its fixed-rate HELOC cap to $700,000 and lowered the starting APR to 5.5%, with up to 90% LTV and 50% DTI.

A new analysis from Investopedia found that a single American who retires at 65 needs roughly $898,000 in savings to fund a comfortable retirement.

Combined employer and employee contributions for 401(k) savers hit 14.4%, approaching Fidelity’s suggested 15% target.

House Bill 2120 would place shared appreciation agreements under the same statutory safeguards as other home-secured financial products.

New Medicaid rule will cap home equity at $1 million for long-term care eligibility beginning in 2028, potentially affecting senior homeowners.

State HEI legislation is expanding as Maine sets standards, Illinois updates licensing and other states debate whether HEIs are loans.

65-and-older households now spend about $122,000 annually, compared with roughly $60,000 in 2000, according to survey data.

Industry group CHEP says the move makes Illinois the leading state model for governance of HEIs and could accelerate efforts toward more uniform national standards.

Newrez launches Rezi Mortgage Assistant in ChatGPT, delivering lender-specific mortgage guidance as more consumers turn to AI for financial advice.

Financial advisers and housing experts warn that many older homeowners may be counting too heavily on their homes as retirement safety nets.

The Q1 share of equity-rich homes rose in only three states from the fourth quarter of 2025 and in six states from a year earlier.

Reverse mortgage professionals converged in Knoxville, Tennessee, this week for the inaugural Reverse Mastermind Summit — a three-day event designed to bolster the sales skills of industry newcomers by immersing them in knowledge from industry veterans.

Urban Institute data shows 40% of HEI users are 55 and older, and top firms did 54,000 deals during a 10-year period even as scrutiny rises.

Experts say that financing these upgrades remains a central challenge — one that could increasingly be addressed through housing wealth.

Deephaven’s Tom Davis explains why home equity lending is a generational opportunity and how originators can drive borrower retention and growth.

SoFi unveiled an end-to-end digital HELOC and a 50-member advisory council as homeowners aim to keep 2% to 3% mortgages.

The tool classifies each jurisdiction on a five-tier framework ranging from enacted law with criminal penalties to no legislative action.

Citizens finds 71% plan renovations in two years, 63% may need financing in five years, and 39% do not understand their options.

Atlantic Avenue led 2025 HECM endorsements, grew to 70 staff members and reported $90 million in Q1 2026 volume amid proprietary loan growth.

Maine enacts the first state law regulating HEIs, adding disclosures, counseling and assignee liability for shared appreciation deals.

Plaintiffs say the company markets the product as involving no debt, but the terms of the HEI can force a large balloon-style payoff.

loanDepot is partnering with Figure to power its 5x5 HomeLoan, promising approvals in minutes and funding in days across all 50 states.

Finance of America launches HomeSafe Second Line of Credit in California, a reverse second-lien alternative to HELOCs for older homeowners.

Redfin's analysis found that Americans ages 70 and older controlled 26% of real estate wealth in the third quarter of 2025.

Finance of America has expanded access to its HomeSafe Second product into Indiana, Ohio and Michigan, giving senior homeowners more options for tapping record levels of home equity without giving up their low post-pandemic mortgage rates.

As the senior demographic continues to grow and evolve, reverse mortgage professionals may be getting more questions about home renovation projects and how to fund them.

A class-action lawsuit alleges Unison HEI contracts are hidden reverse mortgages, citing a $97,256 payout that grew to nearly $375,000.

Finance of America Companies reported $110 million in net income from continuing operations in 2025, a 175% increase from the prior year, as the reverse mortgage and home equity lender benefited from higher funded loan volume and improved operating leverage.