The 10-year yield is 4.43% and mortgage rates are 6.58%, with Fed week and inflation data setting the next move.

Pending sales rose to 75,856 vs 72,039 in 2025 as inventory turned negative year over year with mortgage rates near 6.58%.

Markets expect the Fed to hold rates, but Warsh’s June 17 debut press conference and continued high inflation will shape expectations.

If the Iran conflict lasts five to six more months, the peak mortgage rate could run 0.375% to 0.435% above 6.75% despite better spreads.

Weekly pending sales increased to 75,935 versus 69,636, and purchase apps were up 7% year over year despite higher mortgage rates.

Demand for mortgage purchase applications has shown resilience in the first half of 2026, even as rates ticked up.

Rates for 30-year conforming mortgages stayed above 6.7% this week, but housing market activity has been resilient as weekly pending sales and purchase loan demand are up slightly compared to this time last year.

Housing inventory turned negative year over year as supply hit 795,921 vs 803,479 last year, with rates at 6.56%.

Getting the 10-year yield and mortgage rates to pre-conflict lows will be harder than people think even if this conflict is truly over.

Even if we go negative year over year soon, we are in a much healthier spot with inventory than we were from 2020 to 2023.

Markets pushed the 10-year yield up from 4.53% to 4.58% after Christopher Waller warned supply disruptions may continue.

HousingWire Data shows 30-year conforming rates at 6.77%, FHA at 6.33% and jumbo at 6.89% as the 10-year yield rises amid Iran conflict.

Pending sales rose to 78,006 and purchase apps rose 7% yearly, even as mortgage rates hit highs and yields neared 4.60%.

Loan officers are shifting their playbooks to keep deals alive as mortgage rates climb north of 6.6%.

For agents, the questions are straightforward. Will borrowing costs finally ease? Will potential buyers regain needed homeownership footing?

The Senate confirmed Kevin Warsh on Wednesday to succeed Jerome Powell as chairman of the Federal Reserve, sparking hopes within the mortgage industry for less volatility as Warsh takes the helm of the central bank.

Pending sales rose to 79,220 vs 74,212 last year as rates dipped to 6.42% and inventory growth slowed to 1.49% year over year.

Many prospective homebuyers are sitting on the sidelines unnecessarily because they overestimate the credit scores, down payments and rate conditions needed to qualify for a mortgage.

Since 1946, economists and others who find themselves alone on Friday nights have studied the University of Michigan Surveys of Consumers for indications of consumer attitudes toward the U.S. economy. At its core, the survey measures current conditions and future expectations — but with a focus on the psychology of the consumer. And it's a remarkably accurate predictor of recession.

If mortgage spreads were at the highest levels from 2023-2025 with the 10-year yield at this level, mortgage rates would be over 7%.

The Federal Reserve held its benchmark interest rate steady at a target range of 3.5% to 3.75% on Wednesday, marking its third consecutive pause.

Mortgage applications fell 1.6% as the 30-year fixed rate rose to 6.37%, refinance fell 4% and purchases rose 21% year over year.

Housing demand rebounded last week even though the war with Iran continues and mortgage rates are higher today than before the war started.

The trends is reshaping how agents build their businesses, talk about value and prepare for a future without traditional buyer pipelines.

Jerome Powell's tenure as Federal Reserve chair is coming to an end as the Department of Justice (DOJ) has ended its investigation of alleged cost overruns on the Fed headquarters' renovations.

For many, the decision to list is no longer about timing. It's about necessity, said Coldwell Banker Affiliates President Jason Waugh.

I started in mortgages in 2007 for a brokerage office in Salem, Oregon. Within my first year and a half, I was one of the top-producing loan officers in the office. At the same time, the world around me was coming apart. I didn’t realize at the time that the industry I had just joined was starting to exhale.
The mid-2000s boom was over, companies were shrinking, and loan officers who had spent…

Inventory rose to 743,006, new listings hit 77,919 and pending sales rose to 73,241 as rates neared 6.25%.

MBA’s Mike Fratantoni expects 2026 inflation near 4% and no Fed cuts, keeping mortgage rates and bond yields elevated.

U.S. inventory growth slowed to 3.21% year over year as rates neared 6.64%, with new listings down 7.9% from 2025.